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Legal Services

We leverage the legal channel to pursue debt obligations when all other efforts have proven to be unsuccessful.


Our Attorney Network services allow our clients to utilize a proven nationwide network of 125+ law firms to pursue unresolved accounts through the legal process. Using best-in-class law firms that are heavily vetted, we provide counsel capable of effectively navigating the legal process while remaining compliant with all laws and regulations. These firms handle complex portfolios and are highly competent in managing your inventory.

Our’s network of law firms is paid 100% on contingency. This structure ensures your portfolio receives the attention it deserves as the accounts are worked throughout the legal process. We are paid only when you realize recoveries on your accounts.

And through it all, we provide the necessary audit and oversight structure and manage all critical back-office functions to support our firms. We do the heavy lifting, so you don’t have to.

Bankruptcy processing and proof of claims services


Identification & Scrubbing

Leveraging our proprietary Search-Match-Code algorithm, we can identify consumers that have filed for bankruptcy whereas limited or incomplete information has been provided.

Electronic Notice Processing

Direct interfacing with the Trustees should questions arise as part of the bankruptcy administration process, and payment processing handling.

Proof of Claim Filing

Highly controlled processes ensure that claims are filed accurately within the required legal timeframe.

Account Coding

Ability to code accounts directly within the client system of record to provide real-time updates.

Monitoring & Account Warehousing

Ongoing daily monitoring of bankruptcy updates and proactive notification.


We provide probate collections and claims filing services that cover all 3,141 U.S. counties and 3,386 probate courts.

Asset Surveillance

Through a combination of outbound calling efforts and an exhaustive estate search, we are able to determine the availability of assets and oversee the filing of the probate claim to resolve debt.

Trained Specialists

Highly-trained specialists interact with estate attorneys, paralegals, court appointed executors and probate clerks to work through the process.

Timeless Accuracy

Depending upon jurisdiction, the probate process can involve almost 100 unique claim forms. The timely and accurate submission of these forms can significantly impact the success of debt recovery.

Recovery Services

When there is no estate filed in the probate courts, specialists work with surviving family members in an attempt to resolve the debt. During this process, specialists gather information regarding future estate filings, obtain death certificates and provide opportunities for resolution and closure.

Tailored Solution